Short Term Loans
In Minutes

Short term loans, Bournemouth, Dorset, UK are a great way to get money fast. Just fill out an application and we will let you know if you qualify.

Representative APR:
1304.41% APR
292% Fixed*

We are a credit broker and not a lender

REPRESENTATIVE EXAMPLE: Amount borrowed: £200 | Loan length: 3 Months (82 days) | Annual rate of interest: 292% fixed | Cost of credit £111.36 | Monthly payments: £103.79, £103.79 and £103.78. | Total payable over 3 payments: £311.36.

Warning: Late repayment can cause you serious money problems. For help go to


Our Application Process is Easy as 1-2-3


Use Our Online Application

Our process for your application is fast and consistent. With the latest in safety and security we protect the privacy of your information.


Same day funding available

If you qualify you can receive your funds today! Your time is valuable and we deal directly with the lenders. You could receive funding into your account in hours.



The agreement for repayment of your loan is customised for your needs. The direct lenders tailor your repayment schedule based on a structure that works for you.

Loans UK

Short Term Loans UK

Matched by a Company You Can Trust

This type of loan is used for short-term financial needs. It is not appropriate for long-term borrowing or for anyone experiencing major financial difficulties. Careful checks will be conducted to find out whether the loan is suitable based on your circumstances.

Your are responsible for the agreed instalment payment. You are only responsible for the loan repayments shown in your loan agreements and SECCI documents. Ask our friendly staff based in Bournemouth, Dorset if you are unsure on any aspect of your Instalment loan. Apply for short term loans:

Get Your Cash Loan

If you qualify you can receive your funds TODAY

Loan Types

Frequently Asked Questions

You can apply for a loan if you live in the UK, are over 18, and have a bank account with a debit card that receives regular income.

No matter your credit history, we can all find ourselves in need of extra cash from time to time. We don’t believe that your credit score alone should prevent you from borrowing money. Many of our lenders offer UK loans for people with bad credit or poor credit. Ii is dependent on your history and outstanding credit, you may find there are more restrictions on the amount you can borrow or the length of term available.

You may have heard of payday loan providers such as Wonga and Quickquid. Payday loans can help with unexpected expenses between paydays. Small amounts are usually borrowed to be repaid at the end of the following month with extremely high-interest rates. Fancy a Payday can help customers find a short-term loan, which is often seen as a payday loan alternative with loan terms starting at 1 month.

How much money can I borrow? Fancy Payday searches for loans between £50 to £5000 over a variety of different terms. So, whether it’s a small loan for an unexpected emergency expense or you need to borrow money for a kitchen, car or bathroom, we can help you find the right loan.

Life sometimes throws us curve balls and you need to borrow money urgently. Whilst it might vary slightly between lenders, most offer same day loans – meaning you can get your cash fast once approved. Get in touch with us today for online loans short term loans.

Short term loans are a type of borrowing over a short period that can be used to cover unexpected expenses or financial emergencies. These loans are for a smaller amount and typically have a shorter repayment period than traditional loans, ranging from one month to twelve months. Unlike traditional loans, short term loans often have higher interest rates due to the shorter repayment period and lack of collateral. Credit scores and credit checks are important factors, especially for new customers, that can determine whether you qualify for a short term loan or not.

Payday loans, for example, are a type of short term loan that typically requires a credit check, and often an affordability check, and may have higher interest rates than other types of short term loans. It is important to note that payday loans can be expensive and may not be the best option for everyone.

The main ways of getting a short term loan are either through a direct lender or a broker website. Both methods have their advantages, but using a broker site often offers a wider choice and can help to match a loan provider with your monthly income. Both traditional payday loans (where your loan is a small amount and your repayment period is one month) and the more popular instalment loans where you can borrow a larger lump sum and can spread the cost over several repayments, are available from both brokers and direct lenders.

Interest rates for both payday loans and instalment loans vary by lender, some having lower interest rates than others. Different loan providers also offer more or less flexible repayment options, with the more flexible options typically helping to reduce late payments. Most lenders now offer the full repayment of short term loans without any repayment charges and you can even save money by paying early and avoiding future interest.

Repayment of short term loans is not usually made through direct debit. Instead, you will be paying it back either with a lump sum payment in one go on the due date, or in several instalments over the payback period. When considering a short term loan, it is important to compare interest rates and fees from different lenders, and this is where a broker site can really help. With the availability of loans online, it is easier than ever to compare different loan options and find the right choice for your financial situation and monthly income.

It is important to make sure you can pay back the loan within the agreed-upon short period and that you understand the terms and conditions of the loan application. By doing so, you can avoid late payment fees, help to avoid financial difficulty and help avoid a negative impact on your credit score.

In order to apply for a short term loan, you will typically need to have a bank account, an affordability check and a credit rating that meets the lender’s requirements. Using a credit report service from a credit reference agency can help you to see what your current credit score is. This can be very useful when you are ready to apply for your short term loan online, so if the broker or direct lender refers your loan application for a poor credit score, you can speak with them knowing more about your own credit score from your credit report.

When applying for a short term loan, you will typically need to fill out an application form and provide information such as your UK bank account details and proof of being a UK resident. Following your loan approval, the lender will ask you to sign a consumer credit agreement. In most cases, this is done electronically which is great for new customers as well as existing borrowers. Loans direct, either through a broker or direct lender, can be a convenient option for those who want a quick and easy way to apply.

Still have questions?

If you cannot find an answer to your question in our FAQ, you can always contact us
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Don’t take our word for it, hear what customers have to say!

Fast and Easy Process.

“I was in a bind and needed some quick cash. I applied for a cash loan and was pleasantly surprised at how easy and fast the process was. The loan arrived in my account the very next day and I was able to take care of my urgent expenses. I would definitely recommend this service to anyone in need of a “cash loan.”
Peter Wilson
Manager of Company

Approved in 24 Hours.

“I was hesitant about getting a cash loan, but after doing some research and finding this company, I decided to give it a try. The application process was simple and straightforward, and the loan arrived in my account just a few hours after I was approved. The customer service was also excellent.”
John Harris

Same Day Approval.

“I own a small business and needed some extra funds to cover unexpected expenses. I applied for a cash loan and was impressed with how quickly the process was. The loan arrived in my account the same day I was approved and I was able to take care of my expenses without any delay.”
Sally Taylor