The online loans we source are short term and you may be able to receive the money you need today. Our online loan application process only takes a few minutes to complete. We use the latest cyber security technology to protect your personal information.

What is an Online Loan?

If you are in need of emergency cash, an online loan from Fancy A Payday may be the best solution for you. During the application process, you will be asked to verify your identity as well as your current employment and banking information. Our approval process is fast and easy. You may be eligible to receive monies into your bank account the same day that you apply. The loan amounts are designed to be paid back on your pay dates.

Why consider an Online Loan?

We understand that sudden financial emergencies may arise from time to time. We may be able to provide you with a practical, affordable and timely financial solution. Individuals with no prior credit history or those with past credit problems may find it challenging to obtain traditional short-term loans or credit cards. Fancy A Payday is licensed in the U.K.

Benefits of an Online Loan

It’s a simple application process that can be completed by using your computer, smart phone or any other device with internet access
Receive funds quickly—often on the same day that you apply for a loan or by the following business day.
Your personal information is protected by the latest server, firewall and encryption security technology.
Get your money online.
The loans are not appropriate for those seeking a longer-term financial solution. Short-term loans are generally considered to be a higher interest option. At Fancy A Payday, we seek to keep our loans affordable by minimising unnecessary costs and continuously considering new emerging technologies.
Our loans are not be suitable for those in dire financial situations or enduring a period of unemployment.

Loan Requirements

Applicants must be 18 years of age with appropriate documentation to confirm their identity and U.K. residency. Have your employment information or records of other sources of income available for verification. To qualify for a loan, you will need a current bank account that is capable of conducting transactions electronically. We are authorised by the Financial Conduct Authority.